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Arizona’s Christmas City events kick off with the 27th Annual Holiday Light Parade & Bonfire Festival on Saturday, November 30, 2024 in downtown Prescott. Starting at 6pm on Cortez Street, a parade led by Santa will feature more than 40 colorfully lit floats and music from school marching bands. The parade ends on the field at Mile High Middle School, where the Bonfire Festival will take place from 7:00 – 8:30pm. There will be music, visits with Santa, and reindeer games for the kids. This event is hosted by the Prescott Downtown Partnership. Learn More Here.
Personal Health and Wellness •
January 7, 2025
Realistic New Year’s Fitness Goals to Kickstart Your Fit Journey
Every New Year brings a fresh wave of optimism—a belief that this year will be different. For many, fitness goals top the list of resolutions. But how often do we set ambitious goals, only to abandon them by February? The truth is that sustainable fitness starts with being realistic. Whether you’re a total fitness newbie or looking to get back on track, this guide will help you set practical fitness goals tailored to your lifestyle, ensuring you stick with them throughout the year.
Here’s how you can create a game plan to set goals that feel achievable rather than overwhelming.
Why Realistic Goals Are Key to Success
Fitness success is a marathon, not a sprint. Unrealistic expectations often lead to fatigue, burnout, or injury. Want to lose 20 pounds in a month? Sounds extreme—and it is! The Centers for Disease Control and Prevention (CDC) recommends losing 1 to 2 pounds weekly for safe, sustainable progress.
When you set goals you can realistically stick to, you’re more likely to enjoy the process, celebrate small milestones, and stay consistent.
How to Set Simple and Achievable Fitness Goals
Start with the “SMART” Approach – If you haven’t heard of SMART goals before, here’s what they are:
- Specific – Define exactly what you want to achieve (e.g., “Walk 10,000 steps a day”).
- Measurable – Can you track your progress?
- Achievable – Is the goal practical? Will it fit into your life?
- Relevant – Does this goal align with what matters to you (e.g., improving heart health or relieving stress)?
- Time-Bound – Set a deadline for evaluation. For example, “Run 5K comfortably within three months.”
SMART goals help you map out clear, actionable steps. Instead of saying, “I’m going to get fit,” your new goal might be, “I’ll work out twice a week for 30 minutes.”
Focus on Building Habits Instead of Outcomes – Instead of fixating on the number on a scale, shift your attention to daily habits. For example:
- Drink a glass of water before every meal.
- Stretch for five minutes every morning.
- Walk for 20 minutes on your lunch break three times a week.
Habits are the building blocks of progress. Once established, they pave the way for more significant milestones.
Prioritize Movement You Enjoy – Not a fan of running? Skip it. Love dancing? Sign up for a Zumba class. When you find activities that bring you joy, exercise stops feeling like a chore.
Consider exploring these activities:
- Yoga for flexibility and mindfulness
- Strength training to build muscle and boost metabolism
- Swimming for a total-body workout
The key is to keep trying until you find the perfect fit for your lifestyle.
Crafting Realistic Fitness Goals by Category
Weight Loss Goals
Realistic Goal: Lose 4 to 8 pounds in the first month by creating a 500-calorie deficit daily through diet and exercise.
How to Do It
- Avoid crash diets—aim for balanced, nutritious meals.
- Dedicate three weekly sessions to low-impact cardio like walking, paired with light strength exercises.
Strength Goals
Realistic Goal: Perform 10 push-ups or hold a one-minute plank within six weeks.
How to Do It
- Gradually increase the intensity with modified push-ups or by using weights.
- Practice progressive overload—a slight increase in the number of sets or weights weekly.
Flexibility Goals
Realistic Goal: Touch your toes without straining in three months.
How to Do It
- Incorporate yoga or five minutes of stretching daily.
- Focus on your hamstrings and lower back with slow, controlled stretches.
Endurance Goals
Realistic Goal: Run or jog for 15 minutes straight within a month.
How to Do It
- Start with brisk walks and introduce short running intervals (e.g., 1-minute runs followed by 2-minute walks).
- Gradually increase the running time each week.
Tools to Keep You on Track
A little help can go a long way in keeping you consistent. Here are some tools and tricks to make it easier to reach your goals.
- Fitness Apps
Track your steps, workouts, and water intake with easy apps like MyFitnessPal or Strava.
- Buddy System
Exercise with friends! Accountability partners help you stay motivated and committed.
- Think Rewards, Not Punishments
Set mini-rewards for hitting consistent milestones, like investing in new workout gear after a month of sticking to your plan.
Common Fitness Goal Pitfalls and How to Avoid Them
- Setting Vague or Overly Ambitious Goals
“I want to get in shape” isn’t actionable. Break it down into smaller, specific steps.
- Doing Too Much, Too Soon
Rest is as essential as exercise. Overtraining can lead to burnout or injuries. Incorporate rest days to allow your muscles to recover.
- Not Celebrating Progress
Every small victory matters. Did you walk every evening this week? High-five yourself! Recognizing little wins keeps your morale high.
Getting Back on Track
If you fall off track (it happens to all of us), don’t dwell on it. Instead:
- Reflect and Adjust – Revisit your goals and make adjustments.
- Start Small, Restart Big – Ease back into your routine, even if it’s just a 10-minute movement session.
- Reignite Motivation – Watch inspiring stories, or join a local fitness group to re-energize your enthusiasm.
Remember, every day is an opportunity to start fresh.
Take Charge of Your Fitness Journey Today
Realistic fitness goals are your compass to long-term success. By focusing on strategies that align with your current fitness level and lifestyle, you’re committing to a healthier, happier you.
This year, skip the fleeting resolutions. Turn your New Year’s fitness goals into actionable, sustainable habits that will improve your well-being.
Start today by setting a simple goal—and watch how even the smallest steps add up over time!
If you have real estate goals, let BloomTree Realty help! Give us a call at 928-443-8800
Happy Holidays •
December 27, 2024
Reasonable New Year’s Resolutions and Goals for the Next Year
The start of the new year often brings hope and the drive to improve ourselves—but how often do these ambitious resolutions succeed? Studies show that nearly 80% of New Year’s resolutions fail by February. The primary culprit? Setting unrealistic expectations.
This year, let’s do things differently. Instead of overwhelming yourself with far-reaching goals, why not set actionable, attainable, and genuinely impactful resolutions?
Why Realistic Resolutions Matter
The key to success is creating resolutions aligning with your life circumstances and capabilities. Unrealistic goals can quickly feel impossible, leading to burnout or discouragement.
Reasonable resolutions work with you rather than against you. When you focus on smaller, achievable goals, you’re more likely to stick with them—and feel a rewarding sense of accomplishment along the way.
The following examples focus on specific areas of self-improvement with actionable tips to keep you on track throughout the year.
Improve Physical Health with Small, Sustainable Changes:
Setting sweeping fitness goals is a classic New Year’s mistake. Instead, pick a more manageable step toward long-term health.
Reasonable examples:
- Walk a minimum of 7,000 steps per day.
- Replace sugary beverages with water or unsweetened alternatives for at least one meal daily.
- Experiment with one new healthy recipe each week.
The key here is finding routines that feel natural to maintain. Smaller goals add up, and you’ll see meaningful results before you know it.
Build Better Financial Habits
Financial goals are some of the most common resolutions—and for good reason. Whether you aim to save more or spend smarter, small steps can have significant payoffs.
Ideas to consider:
- Start a “No Spend Day” each week to help curb unnecessary purchases.
- Automatically save a set percentage of each paycheck, no matter how small.
- Track all your expenses for three months—you might spot surprising spending patterns!
Read More Books (Or Listen to Audiobooks!)
Many want to “read more,” but fail to define what that means. A reasonable goal might be one book per month—or 15 minutes of reading each night before bed. If you’re short on time for physical books, try audiobooks on platforms like Audible or Libby during commutes or workouts.
Try One New Skill or Hobby
New Year’s resolutions are an excellent time to explore a skill or hobby you’ve always been curious about. The key? Start small. Instead of planning to “become a professional painter,” focus on taking one beginner-level art class—or trying out lessons on YouTube.
Examples of reasonable hobbies to explore:
- Learning how to bake one new dish a month.
- Enrolling in a beginner’s language course.
- Testing out indoor gardening with one low-maintenance plant.
This approach adds fun and creativity to your year and keeps the pressure low.
Focus on Digital Well-Being
We lead lives deeply integrated with technology, but too much screen time can increase stress and distraction. Making minor adjustments to your digital habits could be highly beneficial.
Simple resolutions to try:
- No phone use for the first hour after waking up.
- Set app usage limits for social media apps.
- Commit to phone-free dinners with your family or friends.
Create a More Meaningful Year
The best New Year’s resolutions are those that cater to your unique needs and lifestyle. You don’t have to achieve massive changes overnight—instead, focus on smaller, sustainable steps toward growth.
This year, challenge yourself to set attainable goals that feel exciting and rewarding. Remember, it’s not about perfection—it’s about progress.
Here’s to a year of meaningful strides and well-deserved victories!
Business Advice •
December 10, 2024
15 Money-Saving Tips to Start the New Year Right
A new year brings new opportunities—and there’s no better time to reevaluate your finances and set some smart saving goals. Whether you’re dreaming of a big purchase, planning a trip, or looking to build your emergency fund, starting small can lead to significant results. This guide covers 15 practical and actionable money-saving tips to help you trim your budget, spend smarter, and save more throughout the year.
Why Saving Money is the Smartest New Year’s Resolution
Saving money doesn’t just give you the flexibility to splurge on the things you love and creates a safety net for life’s unexpected moments. Developing good saving habits also sets the tone for long-term financial success.
From cutting unnecessary expenses to maximizing those hard-earned dollars, these simple strategies can make a huge difference. Here’s how to kickstart your savings plan today!
1. Set Clear Financial Goals
Saving becomes easier when you know what you’re working toward. Start by setting clear, achievable financial goals for the year. Examples include:
- Building a six-month emergency fund.
- Saving for a down payment.
- Paying off high-interest debt.
Pro Tip: Use the SMART goal framework—set goals that are Specific, Measurable, Achievable, Relevant, and Time-bound.
2. Track Your Spending
You can’t save money without knowing where it’s going. Track every expense for a month, whether it’s your daily coffee, subscription services, or groceries. Apps like Mint or YNAB (You Need a Budget) make tracking your spending painless.
3. Create a Realistic Monthly Budget
Once you know where your money is going, create a detailed monthly budget. Allocate categories for essentials (rent, utilities, groceries), discretionary spending, and savings.
50/30/20 Budget Rule
A simple way to allocate your income:
- 50% on needs (housing, food, transportation)
- 30% on wants (dining out, movies, hobbies)
- 20% on savings or debt repayment
4. Cut Unnecessary Subscriptions
Streaming services, unused gym memberships, and app subscriptions can quietly drain your bank account. Review your monthly subscriptions and cancel the ones you don’t truly need.
Pro Tip: Use tools like Trim or Rocket Money to uncover recurring charges you may have forgotten about.
5. Cook at Home More Often
Dining out and ordering in can add up fast. Save money by cooking at home more frequently. Planning meals for the week and shopping with a list can also prevent impulse purchases at the grocery store.
Bonus: Batch cook meals and freeze portions to save time and reduce food waste.
6. Take Advantage of Discounts and Coupons
From grocery shopping to online purchases, discounts can make a significant difference. Always look for coupons, promo codes, or sales before buying. Websites like Honey or RetailMeNot can help uncover deals automatically.
7. Switch to Generic Brands
Swapping name-brand products for store-brand or generic options is one of the easiest ways to save. Many generic brands offer the same quality at a fraction of the price across food, medicine, and beyond.
8. Automate Your Savings
Set it and forget it! Automating your savings ensures you’re putting money aside before you can spend it. Schedule automatic transfers to your savings account every time your paycheck is deposited.
Pro Tip: Consider opening a high-yield savings account to maximize the interest earned on your savings.
9. Eliminate or Reduce Debt
Interest on things like credit cards and loans can eat into your ability to save. Focus on paying off high-interest debts first using the Debt Avalanche Method (paying high-interest debt first) or the Debt Snowball Method (tackling the smallest balances first for quick wins).
10. Use Cash-Back and Rewards Programs
Make your spending work for you by enrolling in cash-back or rewards programs. You could earn cash back, airline miles, or gift cards for everyday purchases, depending on your spending habits.
Pro Tip: Use credit cards responsibly—only charge what you can afford to pay off in full each month to avoid interest.
11. Bundle or Shop Around for Insurance
Take the time to shop for better deals on insurance. Many companies offer bundle discounts if you combine car, home, or renter’s insurance. Comparing rates can also save you hundreds.
12. Unplug and Save on Utilities
Be mindful of your energy usage to lower your bills:
- Use energy-efficient appliances or light bulbs.
- Unplug electronics when not in use.
- Lower the thermostat in winter or invest in a programmable thermostat.
Small changes add up over time, leading to significant savings.
13. Cancel or Reassess Gym Memberships
If you’re not getting your money’s worth, consider canceling your gym membership and exploring cheaper alternatives. Yoga, HIIT workouts, and running are all accessible with free apps or YouTube videos.
14. Shop Secondhand
Thrift stores, consignment shops, and online marketplaces (like Poshmark and Facebook Marketplace) are treasure troves for affordable clothing, furniture, and gadgets. Pre-owned items save you money and are better for the environment.
15. Celebrate Your Wins
Every milestone matters, big or small. Reward yourself when you hit savings goals, whether through a small treat or celebrating with a no-cost activity like a picnic. Positive reinforcement will keep you motivated to continue saving.
Make This Year a Year of Financial Wins
Saving money doesn’t mean giving up the things you love—it’s about making conscious choices and prioritizing what truly matters. By implementing these money-saving tips, you’ll strengthen your financial health and gain the confidence and peace of mind that come with living within your means.
Start small, track your progress, and don’t forget to celebrate each step you take toward achieving your goals. Here’s to a prosperous and financially secure new year!
Happy Holidays •
November 30, 2024
Easy Gifts for Your Neighbors This Holiday Season
The holiday season is the perfect time to spread cheer and show appreciation for those around you. While we often focus on family and close friends during this festive time, remember your neighbors! Small, thoughtful gestures help build stronger, more connected communities. But what do you give your neighbors that’s easy, budget-friendly, and thoughtful?
Homemade Treats
- Cookies and Baked Goods: Whip up a batch of holiday cookies, muffins, or brownies. Wrap them in festive cellophane bags or a decorative reusable tin. Not much of a baker? No problem! You can always pick up treats from a local store or bakery to share.
- Candied Nuts: Glazed pecans or cinnamon-sugar almonds are easy to make and universally loved.
- Hot Cocoa Jars: Layer cocoa powder, chocolate chips, and marshmallows into a mason jar with a tag with instructions for making the perfect cup of hot chocolate!
DIY Gifts
- Christmas Potpourri: Fill a mason jar or baggy with dried orange slices, cinnamon sticks, cloves, and cranberries for a festive and fragrant gift. Add a small tag with instructions for simmering on the stove for some holiday aromatherapy.
- Holiday Candles: Make your own candles using melted wax, essential oils, and festive containers like teacups or mason jars. Your neighbors will love these homemade gifts that add warmth and coziness to their homes during the holidays.
- Handwritten Notes: In this digital age, handwritten notes have become rare, but they hold much meaning. Take the time to write out individual notes of appreciation for each neighbor.
Practical and Thoughtful
If crafting isn’t your thing, there are plenty of practical and easy gifts you can buy that still feel warm and thoughtful.
- Potted Plants: A tiny pop of green livens up any space and requires minimal upkeep. Plus, they can be enjoyed long after the holiday season.
- Kitchen Towels and Oven Mitts: A set of holiday-themed kitchen towels or oven mitts are practical and festive.
- Local Goods: Consider gifts from small businesses in your area, like a jar of locally sourced honey, handmade chocolates, or a bottle of gourmet olive oil. Not only will your neighbors appreciate the thoughtfulness, but you’ll also be supporting your local community.
Spread Love and Cheer to Your Neighbors
The holidays are all about spreading love and cheer, and what better way to do that than through small gestures towards your neighbors? Gifting doesn’t have to be extravagant. Whether a homemade treat or a thoughtful note, these easy gifts will make your neighbors feel appreciated and valued. So don’t forget to spread some holiday joy beyond just your close circle of family and friends this year!
Happy Holidays from our family to yours!
Recipes •
November 11, 2024
The Ultimate Guide to Popular Thanksgiving Foods
Thanksgiving—it’s not just a holiday; it’s a culinary experience! For many, the highlight of Thanksgiving is gathering around a table laden with delicious food. Whether you’re a seasoned host or new to the holiday, you might wonder which dishes are must-haves and how much food is consumed on this day of gratitude. Let’s explore some of the most popular foods served at Thanksgiving and take a peek at the staggering stats behind this feast.
Turkey: The Star of the Show
Every Thanksgiving table is complete with a perfectly roasted turkey. In fact, according to the National Turkey Federation, approximately 46 million turkeys are eaten each Thanksgiving in the United States alone! It’s the iconic centerpiece that families across the country look forward to. Whether you prefer yours brined, roasted, or even deep-fried, turkey is undeniably the star of Thanksgiving.
Stuffing/Dressing
Stuffing (or dressing, depending on where you’re from) is another staple at the dining table. Made from bread, herbs, and often a mix of vegetables and spices, this dish is designed to complement the turkey. Fun fact—Americans consume around 50 million pounds of stuffing yearly at Thanksgiving!
Mashed Potatoes and Gravy
Creamy and comforting, mashed potatoes topped with rich gravy are a Thanksgiving favorite. It’s estimated that 250 million pounds of potatoes are prepared for this holiday feast. They’re versatile and the perfect canvas for flavors that pair beautifully with turkey and other sides.
Cranberry Sauce
A dish with a bit of tang to balance out the savory flavors, cranberry sauce adds a burst of color and zing to your plate. Whether you make it from fresh cranberries or prefer the classic jellied version from a can, it’s a side dish that families have enjoyed for generations.
Green Bean Casserole
Green bean casserole has become a classic Thanksgiving side since the 1950s. The combination of green beans, creamy mushroom soup, and crispy fried onions on top is a delightful treat that ties together the season’s flavors.
Sweet Potato Casserole
Sweet potato casserole, topped with marshmallows or a crunchy pecan streusel, is a sweet addition many people can’t resist. Its rich flavor and creamy texture make it a standout dish on the Thanksgiving table.
Pumpkin Pie
Finally, the meal concludes with dessert; nothing says Thanksgiving like pumpkin pie. Approximately 50 million pumpkin pies are devoured each Thanksgiving, serving as the perfect sweet ending to a satisfying meal.
Need Recipes
Better Homes and Gardens has a page dedicated to Thanksgiving recipes. Check out the recipes on their website.
Wishing You a Blessed Thanksgiving
Thanksgiving is a time to appreciate abundance; nothing captures that spirit better than the delightful spread of traditional dishes we enjoy. Whether you’re planning your menu or just partaking in the festivities, these popular foods will make your Thanksgiving memorable.
The team at BloomTree Realty is here to help you with your real estate needs! Give us a call at 928-443-8800!
Arizona Events • Prescott Area •
October 30, 2024
Christmas in Prescott 2024
Here is the ‘Save the Date’ information you need to enjoy Christmas in Prescott. You can see by this impressive list of events why Prescott is the official “Arizona’s Christmas City!”
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Festival of TreesSam Hill Warehouse | November 20-23 The 7th annual Festival of Trees Prescott, brought to you by StarStruck Event Planning and our Gold Star Sponsor Findlay Subaru Prescott, kicks off the holiday season in Arizona’s Christmas City. The Festival of Trees Prescott is an annual holiday community event where local businesses celebrate Prescott’s heritage as Arizona’s Christmas City, by creating a beautifully decorated forest of Christmas trees and wreaths. You can shop the designer trees and wreaths, vote for your favorites, visit with Santa, and enjoy live entertainment, raffles, and craft ornaments. Learn More Here. |
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Valley of Lights, Drive-Thru Holiday DisplayNovember 28 – December 30 | Fain Park Sunday – Thursday 6pm-9pm / Friday, Saturday and Holidays 6pm-10pm One mile drive through the beautiful lighted and animated displays. Bring your family and friends for a wonderful holiday adventure. Suggested Donation of $5.00 per car. Learn More Here. |
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27th Prescott Holiday Lights Parade & Bonfire FestivalNovember 30 | 7:00 – 8.30pm | Downtown Prescott |
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70th Annual Courthouse LightingDecember 7 | 5:00 – 6:30pm | Downtown Prescott Join us on Saturday, December 7, 2024 for the 70th Annual Courthouse Lighting from 6 – 6:30 pm. Live Christmas music starts at 5:00 pm as attendees wait for the moment when the Courthouse and more than 80 trees surrounding it come to life in brilliant light. Fireworks follow the lighting and will light up the Courthouse from above. Dress warm and enjoy this free event! Learn More Here. |
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Acker NightDecember 13 | 5:30 – 8:30pm | Downtown Prescott What is Acker Night? This is a FREE downtown event for everyone. The streets in downtown Prescott are closed and the businesses open their doors for a few hours for this wonderful evening event. The Christmas lights are gleaming, and music fills the air for this special one night. Acker Night is an evening that participating downtown businesses partner with local and national musical talent to bring you a fulfilled evening of music, food, and fun during the Christmas season all while donating to a worthy cause. VIEW RECIPE HERE. |
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New Year’s Eve Boot DropDecember 31 | 7:30 PM – 12:30 AM | Downtown Prescott 14th Annual celebration starts at 7:30 PM with the boot drop at two times, 10 PM and mid-night. The crowd counts down as the 6-foot tall, lighted cowboy boot is lowered from the Palace Building. Learn More Here. |
If you are in the downtown area, would love to visit with you! Stop by the BloomTree Real Estate office on the northwest corner of Gurley and Cortez – we would love to visit with you! (928) 443-8800
Buying Tips •
October 2, 2024
Effective Strategies to Save Money for Your First House
Buying your first home is an exciting milestone, but saving for that down payment can often feel daunting. If you’re a first-time home buyer, you’re likely wondering how to accumulate enough savings without sacrificing your current lifestyle. The good news is that with some strategic planning and smart budgeting, you can turn your dream of owning a home into a reality sooner than you might think.
Below are practical tips and actionable strategies to boost your savings and get you closer to your goal of buying a home. From cutting unnecessary expenses to making the most of your income, these tips will help you build a solid financial foundation for your future.
Evaluate Your Current Spending
The first step towards saving more money is understanding where your money is currently going. Start by reviewing your monthly bank and credit card statements. Categorize your expenses into essential (such as rent, utilities, and groceries) and non-essential (like dining out, entertainment, and shopping).
Once you have an overview, identify areas where you can cut back. Perhaps you’re spending too much on takeout or have subscriptions you no longer use. Redirecting these funds toward your house savings can make a significant difference.
Create a Realistic Budget
Having a well-defined budget is crucial for effective saving. Based on your spending evaluation, create a monthly budget that allocates all necessary expenses while setting aside a fixed amount for your house savings.
Use budgeting tools or apps to help manage and track your spending. Stick to your budget rigorously and review it periodically to ensure you’re on track with your savings goals.
Automate Your Savings
Set up automatic transfers from your checking account to a dedicated savings account every payday. Automating your savings ensures that you consistently set aside money without the temptation to spend it.
Consider opening a high-yield savings account to maximize the interest you earn on your savings. This strategy helps you save and grow your money over time.
Reduce Dining Out
Dining out can quickly eat into your budget. Instead, plan your meals and cook at home. Meal prepping for the week can save both time and money. Explore new recipes and make cooking an enjoyable activity rather than a chore.
If you go out, look for deals and discounts, or limit dining out to special occasions only. The savings from reducing dining out can be substantial over a year.
Cut Unnecessary Subscriptions
Review all your subscriptions—streaming services, magazines, gym memberships, etc.- and determine which ones you use frequently and which ones you can live without. Canceling unused or rarely used subscriptions can free up extra cash for your savings.
For subscriptions you can’t part with, consider sharing them with friends or family to split the cost.
Shop Smart
Grocery shopping can be a significant expense if not managed wisely. Plan your grocery trips with a list to avoid impulse buys. Look for sales, use coupons, and buy in bulk for items you frequently use.
Consider switching to generic or store brands for specific products; they often offer similar quality at a lower price. Additionally, avoid shopping when you’re hungry to prevent unnecessary purchases.
Limit Luxuries
While treating yourself is essential, try to limit spending on luxury items. This includes designer clothes, expensive gadgets, and high-end beauty products. Opt for more affordable alternatives or wait for sales before making big purchases.
Remember, the sacrifices you make now are temporary and will bring you closer to owning your home.
Pick Up a Side Hustle
Increasing your income is another effective way to boost your savings. Explore side hustle opportunities that align with your skills and interests. This could be freelance work, tutoring, pet sitting, or even selling handmade crafts online.
The extra income from a side hustle can significantly accelerate your savings and bring you closer to your homeownership goal.
Use Cash Back and Rewards Programs
Take advantage of cashback and rewards programs offered by credit cards, apps, and stores. These programs can generate savings on purchases you already make. Look for cards that offer cash back on groceries, gas, and other everyday expenses.
Just be sure to pay off your credit card balance in full each month to avoid interest charges.
Save Windfalls and Bonuses
Whenever you receive unexpected money—such as tax refunds, work bonuses, or monetary gifts—resist the urge to spend it. Instead, put this windfall directly into your house savings account.
These lump-sum contributions boost your savings and help you reach your target faster.
Assess Your Housing Needs
Think critically about what you need in a home versus what you want. Maybe you don’t need as much space as initially thought, or you can consider properties slightly outside your preferred location. Being flexible can open up more affordable options and reduce the amount you need to save.
Research the housing market in various areas to find where you can get the best value for your money.
Plan for Unexpected Expenses
Saving for a house is not just about the down payment; other costs include closing costs, moving expenses, and home maintenance. Set aside some of your savings for these anticipated expenses to avoid financial strain later.
An emergency fund also ensures you’re prepared for any unexpected financial challenges.
Stay Motivated
Saving for a house can be a long-term goal, and staying motivated throughout the process is essential. Keep visual reminders of your goal, like a photo of your dream home or a progress chart that tracks your savings.
Celebrate small milestones to keep your spirits and your eyes on the prize.
Start Today
Saving for your first home may seem challenging, but it’s entirely achievable with careful planning and disciplined budgeting. By evaluating your spending, creating a realistic budget, and making smart financial choices, you can steadily build your savings and turn your dream of homeownership into reality.
Remember, every little bit counts. Implementing these strategies can help you save money faster and develop healthy financial habits that will benefit you long after you’ve settled into your new home.
Start today by taking one small step towards your goal—you’ll be surprised at how quickly your savings can grow. When you are ready to start looking for a home, call the Better Homes and Gardens BloomTree Realty team at (928) 443-8800.
Recipes •
September 25, 2024
5 Delicious Fall Pumpkin Recipes
Fall is officially here, and that means one thing for foodies everywhere—pumpkin season! From desserts to snacks, these five pumpkin recipes will surely delight your taste buds and warm your soul.
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Million Dollar Pumpkin TartClassic pumpkin pie will always have its superfans, but this exciting new rendition might steal the spotlight this year. Our million-dollar pumpkin tart is rich and creamy with the perfect balance of flavors. Each bite is filled with pumpkin, dulce de leche, and rich chocolate ganache. Finish the millionaire pumpkin tart with a generous sprinkle of flaky sea salt. VIEW RECIPE HERE. |
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Pumpkin Poke CakePumpkin season is here, and it’s time to celebrate. Luckily, we have this caramel pumpkin poke cake recipe to make it happen. To add even more flavor and texture, we’re also added shredded apple and toasted pecans to the batter. Once out of the oven and cool, slather the cake with piles of fluffy homemade whipped cream and a sprinkle of pumpkin pie spice. VIEW RECIPE HERE. |
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Pumpkin Pie DipSkip the fuss of making pumpkin pie, and whip up a batch of this creamy fluff. Our pumpkin pie dip is made with just five ingredients, including fall pantry staples like canned pumpkin and whipped topping. It tastes even better once it’s had a chance to chill in the fridge overnight. VIEW RECIPE HERE. |
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Pumpkin CookiesBake up a batch of these soft pumpkin cookies in just minutes, thanks to just two pantry ingredients. A box of spice cake mix and canned pumpkin is all you’ll need. The cake mix cookies are good on their own, but our recipe testers preferred adding dark chocolate chunks and tart dried cherries. Here’s how to make our two-ingredient pumpkin cookie recipe. VIEW RECIPE HERE. |
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Cookie Dough Pumpkin CakeThe combination of pumpkin and spice gets a lot of love come fall, but we’ve got a new favorite duo: Pumpkin cake and chocolate chip cookie dough. This big-batch dessert is the perfect combination of fall pumpkin flavor and rich cookie dough. A homemade chocolate frosting is the perfect topper. All that’s missing is a glass of milk! VIEW RECIPE HERE. |
There you have it—five mouth-watering pumpkin recipes to celebrate the flavors of fall. Whether you’re a seasoned baker or new to the kitchen, these recipes are sure to impress. Enjoy them with friends and family or savor them all to yourself. Happy cooking!
Prescott Area •
September 9, 2024
Best Spots for You and Your Pup in Prescott, Arizona
Do you want to take your furry friend out and about in Prescott, Arizona? You’re in for a treat! This charming town offers a variety of dog-friendly parks and eateries that welcome you and your canine companion with open paws.
Prescott is known for its natural beauty and friendly community, making it an ideal destination for dog lovers. Whether you’re a local or just visiting, there are plenty of spots where you and your four-legged friend can enjoy quality time together. Prescott offers a balanced mix of outdoor activities and cozy indoor spaces, ensuring your dog remains entertained and comfortable.
Best Dog Parks in Prescott
Willow Creek Dog Park
Willow Creek Dog Park is a favorite among locals. Located at the intersection of Willow Creek Road and Willow Lake Road, this park offers ample space for dogs to run and play. The park is divided into areas for small and large dogs, ensuring that all canines have a safe and enjoyable experience.
The park also features shaded areas and water stations to keep your dog hydrated, especially during those hot Arizona days. Benches are strategically placed so owners can relax while keeping an eye on their pets. The park’s friendly atmosphere makes it perfect for dogs and humans to make new friends.
Watson Lake Park
Watson Lake Park is another excellent option for dog owners. This park offers stunning views of Watson Lake and granite boulders, creating a picturesque setting for your outings. While there isn’t a designated dog park within Watson Lake Park, dogs are allowed on leashes throughout the area.
There are several hiking trails where you and your pup can explore the natural beauty of Prescott. The park also features picnic areas where you can enjoy a meal while your dog takes a break. Bring a leash and waste bags to keep the park clean and enjoyable.
Pioneer Park
Pioneer Park is a hidden gem that offers a dog-friendly environment for your furry friend. Located off Commerce Drive, this park features wide-open spaces where dogs can run freely. The park is not as crowded as some other dog parks in Prescott, making it a great option for dogs that may be timid or need more space.
In addition to its vast open areas, Pioneer Park has several walking trails and shaded spots, perfect for a stroll. The park’s serene setting and natural beauty make it a great place to unwind and enjoy the outdoors with your dog.
Dog-Friendly Restaurants in Prescott
The Raven Café
The Raven Café is a popular spot for dog owners looking to enjoy a meal with their pets. Located on Cortez Street, this café offers a dog-friendly patio where your pup can join you. The café serves a variety of dishes, including vegetarian and vegan options, ensuring there’s something for everyone.
The staff at The Raven Café are known for their friendly attitude towards pets, often providing water bowls and treats for your dog. The relaxed atmosphere makes it a great place to enjoy a meal or coffee while spending time with your furry friend.
Barley Hound
Barley Hound is another fantastic dog-friendly restaurant in Prescott. Situated on Gurley Street, this gastropub offers a spacious outdoor patio where dogs are welcome. The restaurant serves a variety of comfort foods and craft beers, making it a popular spot for locals and visitors.
Barley Hound goes above and beyond to make your dog feel welcome, offering a special dog menu that includes items like doggy ice cream and biscuits. The friendly and accommodating staff ensures you and your pet have an enjoyable dining experience.
Prescott Brewing Company
Prescott Brewing Company is a must-visit if you’re a fan of craft beer. Located in the heart of downtown Prescott, this brewery offers a dog-friendly patio where you can enjoy a pint with your pup. The brewery serves a variety of house-made beers and pub-style food, making it a great spot for a casual meal.
The staff at Prescott Brewing Company are attentive to your dog’s needs, often providing water bowls and a welcoming environment. The lively atmosphere and excellent service make it a favorite among dog owners in Prescott.
Exploring Prescott’s Outdoor Trails with Your Dog
Constellation Trails
The Constellation Trails offer a network of interconnected trails perfect for hiking with your dog. These trails near the Phippen Museum provide stunning views of the surrounding landscape. Dogs are welcome on leashes, allowing you to explore the trails while ensuring your pet’s safety.
The trails vary in difficulty, making them suitable for hikers of all levels. Whether you’re looking for a short walk or a more challenging hike, the Constellation Trails have something to offer. Bring plenty of water for you and your dog, as the Arizona sun can be intense.
Thumb Butte Trail
Thumb Butte Trail is one of Prescott’s most famous hiking spots. This trail offers a moderate hike with rewarding views at the top. Dogs are allowed on leashes, making it a great place to enjoy nature with your pet.
The trail is well-maintained and features several shaded areas, providing relief from the sun. The climb to the top of Thumb Butte is worth the effort, offering panoramic views of Prescott and the surrounding area. Pack waste bags to keep the trail clean for other hikers.
Dog-Friendly Shops in Prescott
Whiskers Barkery
Whiskers Barkery is a must-visit shop for dog owners in Prescott. Located on Montezuma Street, this pet boutique offers your furry friend a wide range of products. From gourmet dog treats to high-quality toys, you’ll find everything you need to spoil your pet.
The staff at Whiskers Barkery are knowledgeable and friendly, often providing advice on the best products for your dog’s needs. The shop also hosts events and workshops, making it a great place to connect with other dog owners in the community.
Olsen’s Grain
Olsen’s Grain is another excellent shop for pet owners in Prescott. This store offers a variety of pet supplies, including food, toys, and grooming products. The friendly staff are always ready to help you find the best items for your pet. The welcoming atmosphere and high-quality products make it a favorite among local pet owners.
Prescott Loves Dogs
Prescott, Arizona, offers a variety of dog-friendly parks, restaurants, and shops that make it an ideal destination for dog lovers. Whether exploring the natural beauty of local trails or enjoying a meal at a pet-friendly eatery, there’s something for everyone in this charming town.
By following some simple tips and taking advantage of the many dog-friendly options in Prescott, you and your furry friend can enjoy a memorable and enjoyable outing together. If you’re planning a visit, be sure to explore these fantastic spots, and don’t hesitate to connect with the welcoming community of dog owners in the area.
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Arizona Events • Prescott Area •
August 29, 2024
Prescott Area Events this September!
2024 Yavapai County Fair
September 5th – 8th | Prescott Rodeo Grounds
Yavapai County Fair – Began in 1913 as the Northern Arizona State Fair and has continued as one of the longest running fairs in the state of Arizona. Get your Entry Gate Tickets Online Now – Don’t Wait in Line! LEARN MORE.
Fandomania | A Comic Con Event
September 7th | 10:00 am – 5:00 pm | Findlay Toyota Center
FREE admission! Enjoy a fun-filled event that celebrates all things fandom. From medieval sword fighting to cartoonists, this event has it all. Dressing up for the event is encouraged but not mandatory! Come out & have an awesome day. LEARN MORE.
Hope Fest AZ
September 14 | Yavapai County Courthouse Plaza
A community outreach event—Get ready…the date is set—HOPE FEST Arizona 2024—the 12th Annual happens Saturday, September 14th. Prescott’s beautiful Yavapai County Courthouse Plaza will once again come alive as thousands will enjoy music, guest speakers, a multitude of connections, and community services as part of the HOPE Serves Family Resource Fair, the FREE amusements in the Family Fun Zone, and a bright-n-shiny Car and motorcycle Show! LEARN MORE.
Prescott Indian Art Market
September 21-22 | Sharlot Hall Museum
PIAM is Sharlot Hall Museum’s Native American fine arts market, featuring Indigenous art, music, performances, demonstrations, and more. Over 80 top Native artists exhibit artwork in this juried show, showcasing art media ranging from oil painting and beadwork to pottery and weaving. LEARN MORE.
2024 Prescott Highland Games & Celtic Faire
September 28-29 | Watson Lake
The 2024 Prescott Highland Games & Celtic Faire is cultural event with Highland Athletics, Highland Dance and Highland Pipes & Drums. The Clans are coming, so are Celtic merchandise and food vendors. We will have Beer & Whisky Tasting and Seminars, come and have a pint and enjoy the games. LEARN MORE.
